Emerald Coast Payments is your local provider of premium merchant card processing in Destin, Ft. Walton Beach, Santa Rosa Beach, and the Northwest Florida area. We are dedicated to helping your business accept credit cards payments securely, efficiently, and economically. Founded by Timothy Ventimiglia, we operate independently as an authorized agent of Optimum Payment Solutions, bringing over 20 years of merchant processing experience and a support team with a combined 100+ years of expertise. Our commitment is to deliver the best possible payment experience for both merchants and customers, offering a full range of credit card processing equipment, including the latest chip card-enabled terminals, smart terminals, and point-of solutions, as well as mobile payment, virtual processing, and e-commerce options.